If you haven’t incurred any financial loss, it’s hard to call it a ‘scam,’ though you might consider it frustrating. To resolve this, I recommend first checking with your card-issuing bank to find out why your payment was declined. You’ll need to provide them with the date, time, and possibly the amount of the attempted payment.
If you suspect an issue with Fab’s payment gateway, avoid jumping to conclusions and gather evidence to support your claim. At a minimum, confirm the following:
- You’ve verified with your bank that your card and account are in good standing, and you have a reason from them for the rejection.
- You have evidence indicating that this might be a bug affecting other users as well, though this is unlikely if others have successfully made purchases through Fab.
P.S. It might also help to check if an ad blocker or browser compatibility is interfering with the transaction. If you’re using a debit card as a ‘credit card,’ ensure that you have sufficient funds in your account or that you haven’t reached your credit limit before attempting the purchase.