C++ property is none when accessed in bp

Development Programming & Scripting Blueprint
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1

I have a class in C++ that I want to access in BP. It appears to be fine in C++ but in BP I get Accessed None errors when I try to use it in BP. Here is the class declaration that I am trying to use in BP

UCLASS(BlueprintType)
class ZOMBIEHORDE_API UQualitySettings : public UObject
{
	GENERATED_BODY()
	
public:

    // constructors

    UQualitySettings();

    // class functions and properties
};

I am holding on to it in the GameInstance as below so I can access it through the GameInstance reference.

CLASS(Blueprintable)
class ZOMBIEHORDE_API UZombieHordeGameInstance : public UGameInstance
{
	GENERATED_BODY()
	
public:

    UZombieHordeGameInstance();

    UPROPERTY(BlueprintReadOnly, Category = "Zombie Game Instance")
    UQualitySettings *QualitySettings = nullptr;
};

And GameInstance .cpp

UZombieHordeGameInstance::UZombieHordeGameInstance()
{
    QualitySettings = NewObject<UQualitySettings>();
    ensure(QualitySettings);// this passes and does not throw an error
}

This shows how I am accessing it in a widget blueprint.

294326-untitled.png
294326-untitled.png1023×365 50 KB

So how can it be that accessing QualitySettings in BP is None?