Yea I continue to use my local account, that lives since Windows XP (Ive upgrade to anything else since). I wouldn’t put my documents to the MS cloud anyways. Why should I trust MS with my docs. If the NSA wants to look at my p… and other private stuff they must make some more efford. 
So: local account to work, MS account for things MS wants that for (handling windows licensing, whatever they come up with).