Hi!
Even if 2 years had already pased, maybe the answer can help someone.
For cloth collision detection there’s a limit on the number of capsules i’ts using from the physsic asset. Not sure about the limit but around 8. It’s just using the first 8 capsulles you’ve added to the physsic asset, the rest are ignored. Maybe you can create 2 physsic assets, one to be used for cloth, with just the key 8 colliders, and another one with the full body for ragdolls/physics.
Hope it helps!