Simulate Wetting clothes materials

Hello everybody, I am going to try to make a water system where the character’s clothes become wet after they enter the water area. I want the wetting material to be applied to the character’s clothes, and the more they stand in the water, the wetter they will become. For example, if the player enters the water area, the character will start getting wet from the highest area of their body that is submerged in the water. So if they are in the water up to their stomach, they will become wet from their feet to their stomach all at once, and the wetness will increase towards their head the longer they remain in the water area.

Please let me know if you have any recommendations for implementing this system.
I would appreciate any feedback or suggestions you may have.

Hi, same question here, did you manage to get it?