not good news but …
if the cpu or gpu start running at temps above 94C , often , and are power cycled frequently , over time it causes the silicone in the chip to develop small cracks , dew to repeated thermal expansion and cooling contraction ,
usually over 5 to 6 years but quicker the higher the temp change the bigger the cracks , and quicker if the temp goes over 99C , some point between that and 124C the chip will just burn out almost straight away
but the chip starts to fail / crash more often as the cracks grow till eventually it just fails totally ,
servers and systems left on 24/7 last longer (if there 100% use rated * )
as the temp swing is often 60 to 90C (a max 30C cycle ) rather than the ambient (20C average) to 98C or 78C cycle change , so less thermal stress on 24/7 use,
its also safe to say that most gaming gpus are not 100% rated and do run hot under load like the dead gtx780 i have sat here on the desk , died of this issue , all i can say to do is do whatever you can to keep the full load temp from ever exceeding 90C in the first place ,
my advice would be to aim for a 100% rated system , even a ex lease 3 year old dell t7600 workstation is often a way better choice than a cheap new gaming* system (cheap as in £1000 to £2000) better spec also (* gpu excluded would need upgrade gpu on both ) (seen twin xeon i7 8 core 3.07ghz (16 cores total 32 with ht) dell t7600 for around £1000 refurbished on ebay this week )
- 100% rated is where the equipment is designed to be used 24/7 ie always on (ie servers workstations and some industrial pc’s , as to desktops only some dell and hp kit is afaik )
gaming pc’s and cards are usually 60 to 80% rated ( consumer grade equipment ) so are not designed to be run 24/7 thermal stress being the biggest cause of failure (burnout) of these cards/systems when driven hard for long lengths of time
gpus are a pita to get at the moment dew to the global chip shortage and as such the prices are high
although if your lucky then its the cpu your having the problem with not the gpu
if you have any thermal paste i would say remove the cpu heatsink and clean and re-paste the chip this tends to dry out and become hard after a few years , if you have not done so , it may stop it crashing so often and make it usable for a while longer , but if the damage is done then its going and its on borrowed time