I need to spill my guts out!

On the contrary. Saying this statement is wrong without any substantiated evidence to back it up only hurts your argument. I’ve provided sufficient evidence in all my posts throughout this thread that convey existing laws and procedures when it comes to refund policies and jurisdiction of international business when it comes to online matters. The mere fact that the current policy is what it is alone refutes your argument. If there is indeed so much wrong with what I’m saying, it should be fairly easy for you to provide counter arguments backed up by evidence, not simply a word highlighted in bold. Otherwise your comments are merely speculative at best. At the end of the day what you or I think doesn’t matter, what the law dictates does and so far what I’ve posted is in direct harmony with it’s directives.