This is pretty simple. I am trying to package a game I am making in UE5 on a Mac (for shipping) and I can’t, as my installed SDK is newer than the engine’s allowed SDK. (see image) What can I do to have UE5 allow a newer SDK for Mac shipping? (I am on UE 5.0.3 FYI). Seems like Apple got ahead of the Unreal dev team… 
I asked the same question a few weeks ago, and didn’t really get an answer.
The solution is to go to Apple developer support web pages and download SDK version 13.4.1, and install that. Then open XCode and go into settings, and select that version as the preferred version to use.
It is super annoying, because each time Xcode decides to auto-update, it seems to forget about the second install, and I have to unpack and re-install it again.
Apple really can’t imagine software development that’s not artisanally hand-crafted by a single enthusiast, enterely wrapped in their own ecosystem. Nothing else seemingly exists for them…
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Thanks @jwatte ! This really helped! 