I cannot afford the softwares need to create groom assets but could maybe afford to buy ones made by others such as humanoid hair caps that can be attached to other imported skeletal meshes such as DAZ, Mixamo, iclone etc figures retargeted using the third person player for example, I am also a simple person who just renders videos not a game creator so ready made assets are a must for me as I cannot code and can only do limited modification of blueprints following tutorials.