Unfortunately last year’s gear won’t work as I have to have an RTX Model if I’m going to upgrade and use Raytracing. In America this Friday is “Black Friday” where almost all tech goes on sale. Ideally would be a good time to buy.
@freneticpony’s point is valid as we are on a new baseline of generations with the birth of new consoles and realtime raytracing so likely new graphics cards to come will fill in the lack of options.