ok look at the ue4 car game template for ue4
that give you a decent 4wd jeep/suv (this is phsyx not chaos)
for ue5 in the startup or content browser add the Vehicle Pack/Template.
as mentioned there are lots of varibles in the movement component and in the wheel bp.
also keep an eye on the marketplace for free vehicles content.
every vehicle is a custom job so you need to tweak a lot of stuff to get the feel that you want