Chaos Cloth Accessory on 3rd Peroson Character

Hi everyone, Im doing some experimenting and tests for my Final Major Project on my Games Art Course. Im using Arc Troopers but I am not a character artist. Most of my work will be on the environment. However - I still need the Arc Trooper charcters in the game demo…

Im using a free model from SketchFab and I have modelled a pauldron to attach to the character’s neck bone. The Pauldron has some Chaos-Cloth Sim.

What I want to ask you all is what’s the best way to stop the Pauldorn clipping through the character mesh here? Self Collision IS enabled

Preferably a solution which is simple as possible as I’d like to avoid (where possible) going done a deep rabit hole of character animation since time is not on my side and I need to focus my main attention on my enviornment pieces.

See attached pics…

Thanks!!