Hey @Danyali23!
I haven’t seen anything like that, something that would react organically to anything that goes through it. Typically, the puddle will be a decal or a water plane, then there will be footstep code (or something like it based on the object) that checks what the object is on. This is how you make footprints in sand, change sound of footsteps, etc. Then when it’s above water, you would have the object create a water effect with Niagara or the like.
I hope that helps!