Thanks ! I knew that I must have made a mistake somewhere. I will change the images on the site to correspond with the text.
There is definitely a few ways to go about making the shader work with the clear coat shading model, eliminating the scene capture. The only hang up, at the moment, is the bump data from the flake is rendered on top. So the clear coat inherits that bumpy noise. For a completely smooth surface you will have to remove that normal texture. Which is unfortunate because the flake bump really helps sell the metallic paint look. But if you are going to be using that shader variation on a non-player vehicle, it should work out nicely!