That was a hyperbolic example with rhetoric question…
100 bucks is nothing comparing to how much it costs to make a custom, tailored specifically for your project, asset. Keep in mind that even in case if you commissioning assets, you won’t get exactly what you want as you simply can’t specify it in so much details and with such clarity, that the other person will understand what exactly you want. This is why people hire artist in-house, so they can iterate over assets as many time as budget allows.
Sorry guys but this is just ridiculous, I have no idea how such perception of MP and digital assets appeared. 10 years ago it was almost impossible to just go and buy a generic collection of vehicle models for Archiviz, you had to budget them and outsource. Nowadays you can purchase a complete AI middleware for 200-300 bucks and people are unhappy that it doesn’t work exactly as they want in their specific project. What the hell did this industry became?