DAZ Studio vs Iclone. The lesser evil?

First, this is a gamedev forum, hence, daz3d will be used for games. It’s not like Epic character.
Epic character is free. Genesis is ~100 bucks.
All you get is a naked character? Is that even character creation app? Or buy ton of assets and then be able t customize?
Then if you want to get some customization for the character, some clothes, hair, you need to go to their marketplace and pay ~40 for each piece + export fee, which is about ~50.