Sure daz new license can get expensive but iclone has a much higher cost to start.
iClone
You buy Iclone - $129.00
If you plan to use you things in anything outside of iClone you need the 3Xchange pipeline (NOTE 3dXchange pro will not let you export models)
Both tools together cost $549.00
Crazy talk for lip sync = 150
That is 549.00 just to get started. Keep in mind if you buy any other assets; cloths or characters you will need to pay a license fee to use them as well
Daz
Software is free
The follow list will allow you to make characters of any age from child to adult male or female (hair and clothing would need to be bought or made
cost total
Gen 8 license - 100 100 100
Mimic live (for lip sync) 50 cost + 50 license (NOTE iClone also sells lip synce as an add on) 100 200
decimator - to lower model poly count - 100 + 50 license 150 350
Ageing morphs bundle for both male and female 39.00 + 50.00 license 89 439
grow up morphs for g8 male and female = 28 + 50 78 517
Male body morphs = 20 + 35 55 572
Female body morphs 20 + 35 55 627
Male head morphs 20 + 35 55 682
Female head morphs 20 + 35 55 737
(NOTE daz offer platinum club membership that greatly reduces prices)
So final total
Base iClone = 699.00
Daz with gen 8 license = 737
Now before someone come one here and says DAZ is 38 more, that is not the case. That 38 dollars covers you making male or female characters any age with an endless number of looks for both face and body.