You are basing the calculations on the now unavailable Indie License (which was never in dispute as a great deal). Here I was under the impression that your calculator comment was aimed at showcasing how the new licensing model is more beneficial to Indies than the former one.
But if “based on [your] need” equals just the free framework, your calculation is $350 then (not counting sale) vs $100 now, so indeed a positive (IF your artists do everything else themselves).