Lol, but isn’t it the same with standard materials?
I personally love to use the layers to add details, like scratches, paint chips, dust, dirt and leaks. Don’t say material layering doesn’t have a purpose… because it does for a lot of things! Especially where you want to add texture tiling. Or when you use over and over the same textures, but want to add the uniqueness for each model and want to save video memory and disk space.